畜牧业保险对牧民家庭韧性在气候变化背景下的影响研究-以若尔盖草原为例
武汉大学, 经济管理学院, 湖北武汉 430070
| 摘 要： | 本研究探讨了畜牧业保险在提高牧民家庭韧性方面的作用，尤其是在气候变化背景下的影响。通过对若尔盖草原的20个农村地区进行实地调研，收集了家庭韧性、保险覆盖情况和气候风险认知等数据，并运用了K均值聚类分析和双重差分（DID）方法，评估保险对牧民家庭韧性的影响。研究结果显示，保险认知度高且投保量大的家庭在应对气候变化带来的风险时表现出更强的韧性。研究表明，加强保险教育、提供保费补贴等政策支持对于提高牧区保险覆盖率和家庭韧性具有重要意义。此实证研究为决策者制定提升牧区家庭韧性的策略提供了科学依据。 |
| 关 键 词： | 畜牧业保险; 家庭韧性; 气候变化; 风险管理; 若尔盖草原 |
| DOI： | 10.57237/j.wjeb.2024.02.001 |
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收稿日期: 2024-09-29
接受日期: 2024-11-12
在线出版日期: 2024-12-05
Research on the Impact of Livestock Insurance on Herding Family Resilience Under Climate Change-Take the Zoige Grassland as an Example
School of Economics and Management, Wuhan University, Wuhan 430070, China
| Abstract: | This study explores the role of livestock insurance in enhancing the resilience of pastoral families, particularly against the backdrop of climate change. Focusing on the Zoige Grassland, the research examines how insurance awareness and coverage affect the resilience of herding families facing climate-induced risks. The study employs field surveys across 20 rural areas to collect data on family resilience, insurance coverage, and climate risk perception. Statistical analyses, including K-means clustering and Difference-in-Differences (DID), were applied to assess resilience scores and the impact of insurance on households. Findings indicate that families with higher insurance awareness and greater coverage exhibit stronger resilience in responding to climate challenges. These results underscore the importance of policy support for livestock insurance education and subsidies to enhance coverage rates among herding communities. This empirical evidence offers valuable insights for policymakers in designing effective strategies to improve household resilience in pastoral regions vulnerable to climate change. |
| Keywords: | Livestock Insurance; Household Resilience; Climate Change; Risk Management; Zoergai Grassland |
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